New Age Alternate Investments
In the fast-paced world of finance, the concept of “smart money” has emerged as a game-changer, challenging traditional investment norms. This article explores the dynamic landscape of alternate investments, providing insights into making informed decisions and crafting a resilient investment portfolio.
Definition of Smart Money
Smart money is not just about being intelligent with financial decisions; it’s about strategic and well-informed investments. In today’s ever-evolving market, it goes beyond the conventional approaches to wealth accumulation.
Evolution of Investment Strategies
As the global financial ecosystem evolves, traditional investment strategies are facing limitations. Investors are seeking new avenues that offer both diversity and the potential for higher returns.
Traditional Investments
Overview
Traditional investments, such as stocks, gold, real estate properties and bonds, have long been the go-to for investors. However, with changing times, their limitations are becoming apparent, prompting a shift towards alternative options.
Limitations
From market volatility to limited diversification, traditional investments have their drawbacks. Smart investors recognize the need for a more flexible and innovative approach.
Rise of Alternate Investments
Changing Landscape
The financial landscape is undergoing a significant transformation with the rise of alternate investments. These options present new opportunities and challenges, requiring investors to adapt to the changing times.
Examples of Alternate Investments
Corporate bonds, securitized debt investments, peer-to-peer lending, and startup equity are gaining popularity as investors explore avenues beyond the stock market and mutual funds.
Below are the most prominent alternate investment platforms in India:
1. Grip Invest
Tykeinvest is dedicated to fostering inclusivity in the investment realm by extending access to retail investors for opportunities that were once limited to a select few. Lower minimums open the door for a wider demographic to participate. Simultaneously, the goal is to simplify the fundraising process for founders, enabling them to build a vibrant community of engaged users.
On the platform you can signup and start investing with a minimum of INR 5,000 across diverse categories such as CSOP, Invoice Discounting and NCD.
13Karat, a Peer-to-Peer (P2P) Invest-Tech platform, is a venture under Sqrrl Fintech Pvt. Ltd., a subsidiary of Aeries Financial Technologies. Collaborating with RBI-registered P2P NBFCs, namely Lendbox and RupeeCircle, 13Karat oversees the management of funds deposited by investors. This partnership channels invested funds into a meticulously curated, hyper-diversified pool of creditworthy borrowers, sourced with care by the two NBFCs.
On the platform you can sign up and start earning up to 13% returns per annum with the flexibility to invest as little as Rs 500. With multiple high-return investments on the P2P product. 13Karat provides investors with features like auto-invest, zero investment fees, and monthly interest payouts.
To explore the platform further and sign up please use the below link:
4. Yield – Earn and Offset
Yield is P2P investment lending platform which mainly invests on Green environment initiatives such as Farming, Electric Mobility, Solar Installation etc.
On the Yield – Earn and Offset App available on Android and iOS platform you can sign up and start earning 10% return & upwards per annum with the flexibility to invest as little as Rs 100. There is no lock in period and the interest gets credited on a daily basis and available to withdraw anytime you wish to.
To explore the platform further and sign up please use the below link:
https://redirect.yld.earth/app
5. ALT DRX
ALT.SQFT, in layman’s terms are nothing but Property Tokens or Tradeable Digital Assets. It captures a pre-determined financial value, that is proportionate to 1 square feet of real estate, held by an SPV, in which you have invested.
On the platform you can sign up and start earning returns with an investment as little as Rs 5,000. These are then further invested on the real estate projects.
To explore the platform further and sign up please use the below link:
Disclaimer:
Investing in alternate investments, including but not limited to Corporate bonds, securitized debt investments, commercial property, peer to peer lending and startup equity, involves inherent risks. The information provided in this article is for educational and informational purposes only and should not be considered as financial advice.
The value of investments can fluctuate, and past performance is not indicative of future results. Before making any financial decisions, it is crucial to conduct thorough research, assess your risk tolerance, and consider consulting with a qualified financial advisor.
Additionally, the regulatory environment for alternate investments may vary, and investors should be aware of the potential lack of oversight in certain markets. Due diligence is essential to understand the specific risks associated with each investment type.
It is important to note that alternate investments may not be suitable for everyone, and individuals should carefully evaluate their financial situation and investment goals before participating in such opportunities.
The content provided here does not constitute a recommendation or endorsement of specific investment products or strategies. Investors are encouraged to diversify their portfolios and seek professional advice to make well-informed decisions based on their individual circumstances.
By engaging in alternate investments, investors acknowledge and accept the associated risks, and they should be prepared to assume the potential financial consequences. The decision to invest should align with one’s financial objectives, time horizon, and risk tolerance.
Ultimately, all investment decisions are the responsibility of the individual investor, and they should proceed with caution, diligence, and a clear understanding of the potential rewards and risks involved in alternate investments.